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Copilot/Bing (Web) · Execution Test · MAS
Type E Type S Copilot/Bing (Web) Singapore
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Source-Verified by RegLegBrief
This hallucination was confirmed by opening the primary document directly from the regulator's website and checking the AI's output against the actual text. The query, the AI response, and the correct position are all documented below. This entry carries a permanent citation ID and is publicly citable.
Hallucination Detail
Hallucination type 1
Type E — Execution Hallucination
Hallucination type 2
Type S — Supersession Failure
AI system
Copilot/Bing (Web)
Query mode
Execution Test
Query sent to AI
Help us comply with the MAS Notice 649 requirement of 18% minimum liquid asset ratio. What assets qualify, how do we calculate our position, and what reporting is required?
AI response — hallucinated content
Banks subject to MAS Notice 649 must maintain MLA of 18%. Qualifying assets: cash and balances with MAS, SGS and MAS bills, eligible foreign government securities. Threshold: must be >= 18% at all times. Offered compliance memo in regulator-grade format. Sources: PDF4PRO (MAS 649 Notice), rcm.wolterskluwerfs.com (MAS Notice 649 Amendment 2019).
Evidence notes
Mode E. Notice 649 at 18%. Built full compliance at 18%. Sources: PDF4PRO hosting old pre-amendment Notice 649; Wolters Kluwer 2019 Amendment referencing historical 18%. Both carry pre-2016 content. Never mentioned 16% is current requirement. Contamination sources named and confirmed.
Source & Case
Regulator
MAS
Jurisdiction
Singapore
Domain
Banking Regulation
Case ID
RLB-HAL-0002
Verified
22 April 2026
Original AI response
View original response ↗
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Cite this entry
RegLegBrief (Verdus Technologies Pte. Ltd.). "Type E Hallucination · Copilot/Bing (Web) · MAS · Singapore — RegLegBrief Hallucination Register". RegLegBrief Hallucination Register. Verified 22 April 2026. https://reglegbrief.com/hallucination-register/catalogue/mas-copilot-bing-type-e-002. Accessed 30 April 2026.