--- type: "AIHallucinationFinding" title: "A Finance Minister's briefing asked what creditor coverage satisfies IMF financing assurance…" citation_id: "RLB-H-INT-IMF-IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024-Q003-Opus47" finding_uid: "INT-IMF-ELIB-INT-001-IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024-v1-003--opus-47-websearch" question_uid: "INT-IMF-ELIB-INT-001-IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024-v1-003" regulation_id: "INT-IMF-ELIB-INT-001-IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024" regulation_slug: "IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024" regulation_title: "Guidance Note on the Financing Assurances and Sovereign Arrears Policies and the Fund's Role in Debt Restructurings (2024)" regulator_short_code: "IMF-ELIB" regulatory_body_id: "IMF-ELIB-INT-001" jurisdiction_code: "INT" j_level: "J1" ai_subject: "claude-opus-4-7" ai_subject_display: "Claude Opus 4.7 (web search on)" ai_subject_version: "opus-47-websearch" response_failure_mode: "inference_drift" substrate_document_name: "R2-REGULATION-Q1_Q3_Q6_Guidance_Note_Sovereign_Arrears.pdf" substrate_document_path: "https://reglegbrief.com/substrate/INT/IMF-ELIB/IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024/_raw_manual_substrate/R2-REGULATION-Q1_Q3_Q6_Guidance_Note_Sovereign_Arrears.pdf" substrate_section_anchor: "'Sufficient set' of creditors — no numerical threshold specified for pre-emptive cases" citation_issue_types: ["Contradictory"] audiences: ["ai_labs"] published_at: "2026-06-05T15:36:25.864589+00:00" substrate_version: 1 methodology_version: "2.3" license: "CC-BY-4.0" resource: "https://reglegbrief.com/regulators/j1/int/imf-elib/IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024/ai-labs/finding/INT-IMF-ELIB-INT-001-IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024-v1-003--opus-47-websearch/" tags: ["ai-hallucination", "inference_drift", "imf-elib", "imf-guidance-financing-assurances-sovereign-arrears-2024", "int"] timestamp: "2026-06-16T00:00:00+00:00" --- # AI Hallucination Finding: A Finance Minister's briefing asked what creditor coverage satisfies IMF financing assurance… - **Citation ID.** `RLB-H-INT-IMF-IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024-Q003-Opus47` - **Finding UID.** `INT-IMF-ELIB-INT-001-IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024-v1-003--opus-47-websearch` - **Regulation.** [`IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024`](/okf/regulations/IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024.md) — Guidance Note on the Financing Assurances and Sovereign Arrears Policies and the Fund's Role in Debt Restructurings (2024) - **Regulator.** [`IMF-ELIB-INT-001`](/okf/bodies/IMF-ELIB-INT-001.md) — IMF eLibrary (International Monetary Fund Digital Publications Portal) - **AI subject.** Claude Opus 4.7 (web search on) - **Failure mode.** [`inference_drift`](/okf/taxonomy/failure-modes.md) - **Published.** 2026-06-05T15:36:25.864589+00:00 ## Question put to the AI subject A Finance Minister's briefing asked what creditor coverage satisfies IMF financing assurance requirements in a pre-emptive debt restructuring, and how the 'deemed away' mechanism works for creditors who do not commit. The AI stated that a 'sufficient set' must account for more than 50 percent of total bilateral financing contributions, plus any standing creditor forum and any creditor with significant influence. No numerical threshold for 'sufficient set' appears in the source for pre-emptive cases; the AI transposed the majority threshold from the separate Strand 1 adequately-representative-Paris-Club-agreement test. ## AI subject's verbatim answer A 'sufficient set' must: (a) account for the majority — i.e., more than 50 percent — of the total financing contributions required from official bilateral creditors over the program period; (b) include any applicable standing creditor forum (Paris Club, Common Framework); and (c) include any creditor with significant influence over the debtor ## Verbatim regulator text contradicting the answer > In pre-emptive cases, financing assurances would only be sought from a 'sufficient set' of creditors. If a sufficient set commits, then creditor coordination has de facto been achieved, and other creditors' arrears would be deemed away for the purposes of Fund arrears policy. _Source:_ [R2-REGULATION-Q1_Q3_Q6_Guidance_Note_Sovereign_Arrears.pdf](https://reglegbrief.com/substrate/INT/IMF-ELIB/IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024/_raw_manual_substrate/R2-REGULATION-Q1_Q3_Q6_Guidance_Note_Sovereign_Arrears.pdf) _Section anchor:_ 'Sufficient set' of creditors — no numerical threshold specified for pre-emptive cases ## Failure mode **`inference_drift`** — Inference drift — the AI inferred a conclusion the regulator's text does not warrant, often by combining unrelated provisions. ## Citation-issue types - **Contradictory** — - **Contradictory** — - **Contradictory** — ## Related concepts - Regulation: [IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024](/okf/regulations/IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024.md) - Regulator: [IMF-ELIB-INT-001](/okf/bodies/IMF-ELIB-INT-001.md) - Failure-mode taxonomy: [inference_drift](/okf/taxonomy/failure-modes.md) - Methodology: [v2.3](/okf/methodology.md) - Editorial standards: [right of reply](/okf/editorial-standards.md) ## Reproduction Citation ID: `RLB-H-INT-IMF-IMF-GUIDANCE-FINANCING-ASSURANCES-SOVEREIGN-ARREARS-2024-Q003-Opus47` Resource URL (HTML view of this finding): This finding is reproducible against the substrate document linked above, using the same AI subject, the same methodology version, and the verbatim question text.